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A hostel emergency is rarely dramatic — a laptop that dies before submission, a fever that needs a private clinic, a last-minute train home. Here's the honest 2026 cost of the ones that actually happen, how big a buffer to keep, and when a small loan sensibly bridges the gap.
The week-1 shopping panic is real, and it costs families ₹10,000-₹20,000 they didn't need to spend. Here's what to buy now, what to defer, and what to skip entirely.
Cooking in your hostel room sounds cheaper than the mess plan — until you add up the gas, the wasted vegetables, and the time. Here's the honest 2026 month-by-month math, and when a small one-time loan for kitchen setup actually pays for itself.
