Tag

#budgeting

3 posts tagged with this

Personal loans

Funding a home renovation with a personal loan: budgeting the EMI

Renovation budgets slip. EMIs don't. Here's how to size the loan against a quote that will grow, what a ₹3,00,000 renovation actually costs across 12, 24 and 36 months, and the point where a personal loan stops being the right product.

#personal-loan
#home-renovation
#emi

Ankit Gera 17 Aug 2026 6 min read

College life

First-year college buying list: what to NOT buy in week 1

The week-1 shopping panic is real, and it costs families ₹10,000-₹20,000 they didn't need to spend. Here's what to buy now, what to defer, and what to skip entirely.

#college-life
#first-year
#buying-guide

Ankit Gera 6 Jul 2026 6 min read

Laptops

EMI math: real cost of a ₹70K vs ₹1L laptop on a 24-month loan

The ₹30,000 you spend extra at checkout isn't ₹30,000 on a loan — it's more, and it stays on your EMI for two years. Here's the actual month-by-month math on a ₹70K vs ₹1L laptop.

#emi
#laptops
#loan-math

Patheek Manchanda 3 Jun 2026 5 min read